Mother arrested for killing four children

The director of Khula Community Development, Petros Majola, has expressed shock and dismay following the tragic killing of four children by their mother in Engcobo’s Mhlabubomvu. The mother, a 32-year-old woman, allegedly bludgeoned her children, aged between two and 11, to death with a four-pound hammer.

According to Majola, it is believed that the mother committed this horrific act to ensure that her children would not be left behind when she passed away. The motive behind the incident remains under investigation.

“It is alleged that the mother wanted to make sure she does not leave them behind when she dies,” said Majola

Brigadier Tembinkosi Kinana, a police spokesperson, confirmed the arrest of the mother. The bodies of the children were discovered the following morning in the rondavel where they had been sleeping with their mother. Preliminary investigations indicate that the mother assaulted the children with a hammer, resulting in severe injuries to their upper bodies.

This heartbreaking incident highlights the urgent need for support and intervention in cases involving mental health and the well-being of vulnerable individuals and families.

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Getting a mortgage to buy a home requires careful financial planning and consideration. Here is a step-by-step guide to help you navigate the process effectively:

1. Assess Your Finances

Before applying for a mortgage, evaluate your financial situation. Improve your credit score if needed and ensure a stable income. Calculate how much you can afford to borrow, determine your down payment amount, and decide on the length of the mortgage.

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A larger down payment can offer benefits such as qualifying for a lower interest rate and reducing private mortgage insurance (PMI) payments. Evaluate your financial goals and consider the impact of a larger down payment on your monthly budget and long-term savings.

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Your credit score plays a significant role in mortgage approval. Pay off debts and maintain a good credit utilization ratio to improve your score. Lenders consider joint applicants’ credit scores, and middle credit scores are often used for evaluation.

9. Explore Government-Backed Loan Programs

Government-backed loans, such as VA, FHA, and USDA loans, offer advantages like lower credit score requirements and debt-to-income ratios. Research these programs to determine if you qualify and if they align with your needs.

10. Apply for a Mortgage

Request Loan Estimates from multiple lenders, sharing relevant documents to help them determine your loan amount accurately. Compare the options, including interest rates, terms, and costs, to choose the best fit for your circumstances.

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By following these steps and being diligent throughout the mortgage process, you can increase your chances of obtaining a suitable mortgage and successfully purchasing your dream home.

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