DJ Tira’s wife exposed for cheating
Gugu Khathi, the wife of DJ Tira, has been embroiled in rumors of an affair with Tebogo Lerole from the Kwela Tebza band, as revealed by gender activist Sli Khumalo.
The alleged incident took place during the Eastern Cape SUV challenge event last weekend. According to Sli, Tebogo attempted to convince her to share a room with his female companion so that he could spend time alone with Gugu. However, she refused, leading to tension between them.
Sli Khumalo claims to have voice recordings and chat messages with the involved parties, shedding light on what transpired during the event. After Sli stood her ground and declined Tebogo’s request, Gugu apparently sent her a disrespectful text, attempting to intimidate her. Undeterred, Sli expressed her frustration, emphasizing that she doesn’t mind people’s personal choices but dislikes being dragged into their affairs and subjected to bullying behavior.
IN OTHER NEWS: Is Comprehensive Insurance Really Worth the Money?
Factors to Consider Before Opting for Comprehensive Insurance
Before deciding on comprehensive insurance, there are several factors you should take into account. First, determine the exact value of your car, considering factors like make, model, year, mileage, and other variables. Then, subtract your deductible from this value. If the result is negative, comprehensive coverage may not be worth the money.
Additionally, consider the proportion of the negative value compared to the potential claim value. If the negative value is relatively small, it might be more sensible to forego this coverage.
Price of Comprehensive Insurance and Vehicle Type
The price of comprehensive insurance can vary significantly depending on the level of coverage. While third-party insurance may be cheaper, comprehensive coverage can amount to as much as 30% of the annual premium. When deciding whether it’s worth it, consider the type of vehicle you drive.
For instance, luxury vehicles like a BMW 7 series might have higher repair costs compared to more affordable options like a Honda Accord. Weigh the benefits of comprehensive coverage against its costs before making a final decision.
Determining the Value and Deductible
If you’re unsure about your car’s worth, you can consult online services such as Edmunds or Kelley Blue Book for estimates. According to the Insurance Information Institute, comprehensive coverage may not be worthwhile if your car’s value is less than ten times your auto insurance premium.
It’s essential to consider the deductible as well. While a higher deductible can lower overall premiums, it may also lead to higher out-of-pocket expenses in the event of a claim. Evaluate the costs associated with a high deductible carefully before making a decision.
Coverage and Protection Provided by Comprehensive Insurance
Comprehensive insurance is particularly beneficial for financed or leased vehicles. This coverage protects against damage to your vehicle that is not your fault, such as vandalism, theft, or other non-collision incidents.
Though not everyone may need comprehensive insurance, it is recommended for those seeking maximum protection. Assess the value of your car and your ability to afford potential repairs to make an informed decision. In some cases, lienholders may require comprehensive insurance for financed vehicles, adding an additional layer of protection.
Understanding Policy Exclusions
When considering comprehensive insurance, it’s crucial to be aware of any policy exclusions. Exclusions can include specific accidents and events that are not the fault of the insured, making it essential to carefully read through the policy. In areas prone to natural disasters, this understanding is particularly crucial.
Additionally, some comprehensive policies may not cover intentional damage to others’ property, so knowing these exclusions can help you decide how to use your coverage effectively. Consider setting up an emergency fund to cover unforeseen car-related expenses if comprehensive insurance doesn’t fully align with your needs.
